Rewards Credit Card

Open an Account
Apply Now
Front and back credit card

2x Rewards Credit Card

Twice the points, double the fun!

Whip out your AMOCO Rewards Credit Card for all your shopping sprees between November 29 and December 31 and earn double the points. No cap! It’s that simple! Whether you’re picking up holiday gifts, restocking your pantry, or treating yourself to something special, your points will add up quickly. Don’t miss out on this limited-time offer to maximize your rewards and make the most of your holiday shopping season!

  • 0% Intro APR for 6 months*
  • Spend $3,500 in the first 3 months and receive 10,000 bonus points
  • Earn 1 reward point for every $1 spent
  • Redeem points for premium merchandise, travel, gift cards, and mor

Tip: Add your Rewards Credit Card to your Mobile Wallet and make it your primary payment method for a quick online checkout.

Get Started Now
Need More Information

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

APR = Annual Percentage Rate. *Intro Fixed Rate applicable until the first day of the billing cycle that includes the 6 month anniversary date of the opening of your account. Standard rate thereafter. Rates and terms determined by borrower’s credit qualifications. The standard APRs will vary with the market based on the Prime Rate. For a complete list of all rates and terms, visit us online at www.AMOCOfcu.org/loan-rates. Some fees and restrictions may apply. Subject to membership eligibility. 

Upgrade to a Rewards Card

Upgrade your current AMOCO credit card and start earning rewards! Contact us or visit a branch and we will assist you with an upgrade, and start earning rewards.

Rewards Cardholder Benefits:

  • Earn 1 reward point for every $1 spent
  • No annual, balance transfer, or over limit fees
  • Redeem points for premium merchandise, travel, gift cards, and more
  • No hidden charges or teaser rates that rise when you least expect it
  • Manage your finances through Online Banking and our Mobile App
  • Member Rewards

1APR = Annual Percentage Rate. Rates and terms determined by borrower’s credit qualifications. The standard APRs will vary with the market based on the Prime Rate. For a complete list of all rates and terms, visit us online at www.AMOCOfcu.org/loan-rates. Some fees and restrictions may apply. Subject to membership eligibility.

Why use an AMOCO Rewards Credit Card?

An AMOCO Rewards Credit Card provides various advantages aimed at enhancing your financial journey. Cardholders can benefit from cash back on daily purchases, making it an excellent option for those looking to maximize their savings while spending and helping to improve their credit score. With secure online account management, you can effortlessly monitor your expenses, set up alerts, and handle payments conveniently from anywhere. Optimize your spending with a card that prioritizes your needs.

Our Best Rate: 11.90% APR1 

  • No annual, balance transfer, or over limit fees
  • No hidden charges or teaser rates that rise when you least expect it
  • Personalized service and strengthening local communities

National Average: 24.61% APR2 

  • Monthly and/or annual fees
  • Hidden costs that can add up quickly
  • Profits benefits shareholders

1Best Rate may vary based on personal credit history, terms, and other factors. For a complete list of all rates and terms, visit us online at www.AMOCOfcu.org/loan-rates. Some fees and restrictions may apply. Subject to membership eligibility. 2National Average Source: Lending Tree, as of February 15, 2024.

How Can I Spend My Rewards?

Travel

If you travel frequently, consider a travel gift card that can be used at airlines, cruises, and hotels.

Shop

Treat yourself by redeeming your points on laptops, TVs, fashion accessories, and more. You deserve it!

Cash Back

Not sure how you’ll redeem them all? Then, opt for a cash back on every dollar you spend. Cash can be used anywhere!

Charity

Use points earned and choose from over 2,500 charities to donate to.

Redeem Points

Understanding Credit Cards

We believe in empowering our members in their financial journey and providing knowledge to keep them financially strong. Here are useful articles and resources to help you make the best-informed decision.

Need Help Applying for a Credit Card?​


Need Help Applying for a Credit Card?​

Credit cards are a great way to build your credit and improve your financial habits. If you’re looking to get a credit card, there are certain steps that you should take to make the process easier. Here’s what you should know. Read more.

How to Manage Credit Cards Responsibly


Ways to Build Credit With No Credit History

New to credit? Here are some tips on how a credit card can boost your financial profile. Read more.

Ways to Build Credit With No Credit History


How to Manage Credit Cards Responsibly

Here are ways to manage your credit cards responsibly as you lay the groundwork for financial peace of mind in the future. Read more.