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VEHICLE LOANS

When it comes to vehicle loans you can't go wrong at AMOCO. Whether you're purchasing new, used or looking to refinance, we can help you maximize your savings with our low rates, flexible terms, and loan options.

Put miles between you and high rates.
  • Same low rate for new and used autos
  • Terms up to 84 months and 100% financing available for qualified borrowers
  • Refinancing available for auto loans transferred from another lender
  • No early payoff penalties
  • Co-signer and first time car buyer program
  • Member loyalty rate discounts
  • Several convenient ways to manage and pay your auto loan
  • Skip-a-payment opportunity

The new way to buy a car!

Say hello to Carvana, the leading e-commerce platform for buying the best used cars online. Through the Carvana/AMOCO co-branded website you can buy a car using AMOCO financing, complete your purchase online, and sign all of your contracts electronically. Every car is Carvana Certified with a 100 day/4,189 mile “Worry Free Guarantee” and a 7-Day Money Back Guarantee. Create your personal Carvana profile now to begin your search. Then relax and experience a whole new way to buy a car.


Search local dealership inventories.

If traditional car buying is your preferred choice, you can save time and money by using our Member Auto Center (MAC) co-branded website. Through this website, you can start your search for a new or used auto at more than 100 local area dealerships. You can also get pre-approved for AMOCO financing, get vehicle values, and car buying advice. Search or build your next car now.


One stop shopping.

We know how much work it can be to purchase and finance a new or used auto. That's why we've simplified the process by partnering with local dealers to offer AMOCO financing at the dealership. This program offers you the convenience of getting your financing from AMOCO and saves you time by not having to make any trips to the credit union. Here’s how it works.

  • Select a participating Direct Dealership.
  • Make an appointment with the Credit Union Fleet/Sales Representative and let them know you are using AMOCO financing.
  • After you select a car and agree on the price, the dealership finance department will communicate with our lending team to process your loan request.
  • After we approve your loan, you can sign all AMOCO loan documents at the dealership.

Protect your Investment
  • We offer Guaranteed Auto Protection (GAP) for only $350.00. GAP pays the difference on your car's value versus what you owe if your car is stolen or totaled.
  • If you didn't purchase an extended warranty plan on your vehicle, let us know! We would be happy to provide you with a price quote. For just pennies a day, your auto could be protected from unexpected repair costs.
  • Credit Life and Disability (payment protection) is another affordable product we offer to help you and your family in time of need. By adding payment protection to your loan you'll have peace of mind knowing your loan is covered.
Smooth sailing from here on out.
  • Competitive rates
  • Terms up to 120 months for new and up to 84 months for used boats and jet skis
  • 100% financing available for qualified borrowers
  • Refinancing available for loans transferred from another lender
  • No early payoff penalties
  • Member loyalty rate discounts
  • Several convenient ways to manage and pay your loan
  • Skip-a-payment opportunity
  • Affordable protection plans
Getting there is all the fun.
  • Same low rates for new and used motorcycles
  • Terms up to 75 months and 100% financing available for qualified borrowers
  • Refinancing available for loans transferred from another lender
  • No early payoff penalties
  • Member loyalty rate discounts
  • Several convenient ways to manage and pay your loan
  • Skip-a-payment opportunity
  • Affordable protection plans
Let AMOCO put you on the road again.
  • Competitive rates
  • Terms up to 96 months for new and up to 72 months for used RVs and travel trailers
  • 100% financing available for qualified borrowers
  • Refinancing available for loans transferred from another lender
  • No early payoff penalties
  • Member loyalty rate discounts
  • Several convenient ways to manage and pay your auto loan
  • Skip-a-payment opportunity
  • Affordable protection plans
Make any place home.
  • Competitive rates
  • Terms up to 144 months for new and up to 84 months for used motor homes
  • 100% financing available for qualified borrowers
  • Refinancing available for loans transferred from another lender
  • No early payoff penalties
  • Member loyalty rate discounts
  • Several convenient ways to manage and pay your auto loan
  • Skip-a-payment opportunity
  • Affordable protection plans
Let yourself go.

Tractors, horse trailers, UTVs, ATVs, lawn tractors, golf carts, scooters, dirt bikes:


Calculator for loan payments


Paper and pencil to apply for a loan

Envelope to email AMOCO
”Blue
Wrench logo to build your next car
Dollar sign to view dealership sales

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