- Save
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What Are You Saving For?
We all know how important saving money is. Whether you’re a dedicated saver or just beginning to build your savings; we offer a variety of safe and secure savings plans to help your money grow.
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Savings Accounts
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Open an Account Online
When you join AMOCO Federal Credit Union you begin your membership by opening a basic savings. This account establishes your ownership in the credit union and is the foundation you can build on to achieve your financial goals.
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- Spend
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What Are You Spending For?
Spending money is a daily part of living; however, smart spending allows you to save for your future. At AMOCO, we believe in investing in you and helping you build your nest egg to take care of yourself and your family.
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Spend Accounts
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Want Affordable Checking?
We believe that checking should be made simple, so we have one FREE checking account for all of our members. That’s right, no minimum balance requirements, no direct deposit requirements, no monthly service fee and unlimited transactions!
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- Borrow
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What Are You Borrowing For?
Our goal to make your financial dreams come true. Whether you are purchasing your first car, looking for a great credit card or want to own vacation homes, we help you fund your future.
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Loans
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Apply for a Loan Online
At AMOCO, we have loans for your wants and needs. We work hard to provide members with high-quality service, lower rates, and flexible payment options so you can get the most for your money.
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- Insure
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Protect What Matters!
Prepare for the unexpected. Our insurance plans can help you save big while offering excellent coverage. Don’t wait until it’s too late – contact us today to learn more about your options.
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Insurance
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Explore Coverage Plans
We’ve broadened our insurance offerings by partnering with reputable organizations. Let us help you find the coverage you need for the things that matter most to you. And the best part? You can potentially save hundreds of dollars annually.
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- Invest
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Invest In Yourself!
Plan our financial dreams – from saving for college to planning retirement. We’ll discover where you want to go and how you will get there.
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Start Investing
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Manage Your Investments
Through LPL Financial, you have the ability to manage multiple types of investments, access your account anywhere, anytime and partner with a professional to help understand your unique financial situation.
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- Business
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Ready to Take Your Business to New Heights?
Unlock the full potential of your business with our business account options! Our business accounts provide comprehensive
solutions for managing finances efficiently and effectively.
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Business Accounts
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Business Savings Account
Our Business Savings Account provides entrepreneurs a secure place to store operating capital, and save for business related purchases. With as little as $1, you can open a business savings account with AMOCO and start your financial foundation.
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- ACCESS MY ACCOUNT
![](http://amoco-13bc3.kxcdn.com/wp-content/uploads/slider/cache/5187844c2bca713b6dc5679275bc85c1/wServe_0923.webp)
![](http://amoco-13bc3.kxcdn.com/wp-content/uploads/slider/cache/e5428c6ee30a5eea2a9230e4d358686f/wB2SchoolBoard_0824.webp)
![](http://amoco-13bc3.kxcdn.com/wp-content/uploads/slider/cache/e5428c6ee30a5eea2a9230e4d358686f/wB2SchoolBoard_0824.webp)
![](http://amoco-13bc3.kxcdn.com/wp-content/uploads/slider/cache/200217a275c58876aa98ff131cb217fb/wbPriceless-Surprises_0624.webp)
Opportunities to Serve
Interested in serving? Join our leadership and help make a greater community.
Top of the Class Savings
There’s no better time to safely invest your money with our Term Share Certificates.
![6-Month Term Share Certificate: 5.00% APY*](http://amoco-13bc3.kxcdn.com/wp-content/uploads/2024/08/w6MonthTS_0824.webp)
No matter how you math it...
Refinancing your auto loan with AMOCO just all adds up! When you refinance, you can get $300 cash back on autos over $10,000.
![$300 Cash Back + 90 Days No Pay = AMOCO Auto Refinancing](http://amoco-13bc3.kxcdn.com/wp-content/uploads/2024/08/wAutoRefi_0824.webp)
![Mastercard logo](http://amoco-13bc3.kxcdn.com/wp-content/uploads/2024/05/MC-Logo.webp)
Shopping local, could win you a trip.
Each time you check out with your AMOCO Mastercard, you’ll earn entries for a chance to win the Grand Prize trip for two (2) to your choice of New York, Chicago, Miami, or Los Angeles, from now until 12/31/24.*
Payment Options
Quick and easy ways to pay
your loan and credit card.
Special Offers
Make the most of your
AMOCO membership!
Locations
Find branch locations, hours,
and ATMs near you.
Let's Talk
Need to reach us?
We're here to help!
![Funded In Loans](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/funded-loans-icon.png)
in funded loans
![Member Icon](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/members-icon.png)
members and counting
![Recommend AMOCO Icon](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/recommend-amoco-icon.png)
would recommend AMOCO to a friend
VOTED
best credit union, financial planning, and mortgage lender
AMOCO Mobile App Features
NEW! Debit Card Controls
Take card management to the next level with controls and alerts on your AMOCO Debit Card and safeguard your account against fraud.
Custom Account Alerts
What's this $200 withdrawal? Set up custom alerts sent to your phone or email.
Face & Touch Login
Make transactions easy and secure with Face ID, Touch ID, and Fingerprint Authentication (if supported).
![AMOCO's Mobile app view on phone](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2023/05/Phone-1-Account-Mock-Up.png)
Skip-A-Pay
Everyone could use extra funds from time to time, and with our convenient Skip-A-Pay you can instantly take a break from your qualifying loan payment(s) up to two times a year.
Deposit Check(s)
Deposit checks with your mobile device just by taking a picture. You're going to love this feature!
Personal Info & Documents
Stay connected with us and update your personal info on-the-go and access up to 18 months of eStatements.
Introducing Our New Debit Card Controls
![](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2024/08/wDebitCardControlsVideo_0824-1.webp)
Take card management to the next level with controls and alerts on your card.
You decide WHEN your card is used; WHERE your card is used; and HOW your card is used.
Stay in control by setting spending limits and restricting usage based on location, merchant type, transaction type, and be in the know with real-time alert notifications.
And if a purchase looks unusual, you can easily turn your card off and on as needed.
Easy and convenient to set up in your mobile banking app.
Alerts and controls help make sure all is safe, secure, and right in your spending world.
Services
Easy-to-use Services that Simplify your Life!
![Make Payments](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/make-payments-icon.png)
Make a Payment
Make a payment from another bank to your loan here.
![Bank With E-Branch](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/e-branch-icon.png)
Manage Accounts
Access your money, check your balance, make a transfer, and more.
![Open an Account with AMOCO FCU](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/open-account-icon.png)
Open Account
Open a Savings, Checking, Term Share CD, or apply for a loan.
![Invest with AMOCO](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/invest-icon.png)
Invest
We can help you prepare for your future.
![Real Estate Loans with AMOCO](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/explore-real-estate-icon.png)
Explore Real Estate
Let us help you live in your dream home.
![Insurance Options with AMOCO](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/protect-icon.png)
Insurance
We've got you covered with affordable insurance products.
![Meetup Groups](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/meetups-icon.png)
Meet-Ups
Socialize with other members in our fun meet-up groups.
![Member Loyalty Rewards](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/loyalty-reward-icon.png)
Member Rewards
We reward our members! Because relationships are everything.
![Budgeting Tools & Resources](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/budget-icon.png)
Budget
Create a monthly budget to help your money go further.
![Financial education and resources](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/financial-education-icon.png)
Financial Education
Members have free access to expertly-crafted financial education and resources.
![Member Perks](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/perks-icon.png)
Perks
Check out our benefits, including discount memberships and more.
![Financial Assistance Options](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/08/Financial-assistance-icon.png)
Financial Assistance
Unexpected things happen. Let AMOCO help you in your time of financial need.
AMOCO @Work
Here are some of the 600+ companies offering AMOCO at work as a benefit to their employees!
![Alvin Community College](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2020/11/Alvin-Community-College.jpg)
![Ron Carter Cadillac Hyundai](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/04/Ron-Carter-LOGO-300x90.jpg)
![Clear Creek ISD](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2020/11/Clear-Creek-ISD.jpg)
![Texas City](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2020/11/Texas-City.jpg)
![Mainland Tool](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2021/04/Mainland-Tool-232x300.jpg)
![College of the Mainland](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2020/11/College-of-the-Mainland.jpg)
![HCA Houston Healthcare](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2020/11/HCA-Houston-Healthcare-Mainland.jpg)
![Dickinson ISD](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2020/11/Dickinson-ISD.jpg)
![Marathon](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2020/11/Marathon-Petroleum.jpg)
![Santa Fe ISD](https://amoco-13bc3.kxcdn.com/wp-content/uploads/2020/11/Sante-Fe-ISD.jpg)