Zero Interest. Zero Worries!

Balance Transfer Offer

Zero in on our balance transfer offer. Transfer your high-interest balance from other credit card(s) to your AMOCO Rewards Mastercard® and enjoy 12 months of 0% interest on the transfer balance. 

  • 0% APR1 on transferred balances for 12 months2
  • Transfer anytime between January 11, 2025 to March 31, 2025

Don’t miss the chance to lighten your financial load. You will need the account number and payment address, which can be found on the statement or payment coupon provided by your creditor.

0% Balance Transfer Offer

Two Options For Completing Your Balance Transfer:

Need to get it done quickly? No problem! You may process your balance transfer request quickly online by following three easy steps:

  • Log in to Online Banking. 
  • Select your Credit Card account, and click View All Transactions.
  • Click Balance Transfer. If using our Mobile App, tap More to view the balance transfer option.

Have a few extra minutes? Great! Click the button below to complete your balance transfer request now. You will need the account number and payment address for any credit card balance you wish to transfer from another creditor to your AMOCO Rewards Mastercard®. This information can be found on the statement or payment coupon provided by your creditor.

Start My Balance Transfer

Subject to membership eligibility. Some fees and restrictions may apply. Offer subject to change without notice. APR= Annual Percentage Rate. 1To qualify for the promotional 0.00% balance transfer rate, you must make a transfer from another credit card (not issued by AMOCO) within the promotional period, beginning 1/11/2025 through 3/31/2025. Any balance transfer that is posted to your account between 1/11/2025 and 3/31/2025 will receive a 0.00% promotional APR for the twelve billing cycles after the transaction posts. 2After the promotional rate, normal rates and fees will apply, based on your credit worthiness. Rates will vary between 11.40% and 18.00%. See our Platinum REWARDS Credit Card Rate and Fee Disclosure. AMOCO will apply a 4% fee for every balance transfer transaction during the promotional period. The balance transfer total cannot exceed available credit. Payments will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs.

AMOCO Rewards points are not earned on balance transfer transactions posted to the account. See our AMOCO REWARDS Program Rules and Conditions.

Why is it beneficial to transfer your credit card balance?

A balance transfer can be beneficial for several reasons. If used wisely, a balance transfer can be a powerful tool in managing and reducing debt.

Consolidate multiple credit card debts into one account
Rather than managing multiple accounts with various interest rates and due dates, a balance transfer can streamline payments into a single monthly payment.

Save money over time with a lower interest rate
Transferring a high-interest credit card balance to a card with a lower interest rate can significantly reduce the amount of interest paid over time. This makes it easier and faster to pay down the principal amount owed because more of your payment goes toward reducing the debt rather than paying off the interest.

Potentially improve your credit score in the long run
By reducing your credit utilization ratio (the amount of credit you’re using compared to your available credit) and making consistent, on-time payments, you demonstrate responsible credit behavior. Over time, this can positively impact your credit score.